A Complete Healthcare Solution

Our solution is a membership model that provides transparency and choice. The solution takes advantages of trusted and proven service models like Direct Primary Care and Medical Cost Sharing. It also utilizes a technology platform and customer service personnel to help deliver a superior healthcare experience.


Freedom to choose your own doctors and providers. Advisors help you plan and navigate your health needs.


Huge reduction in administrative costs and streamlined processes create savings for employers & employees.


Employees get more involved and take control of their health through improved access to health services.

Direct Primary Care (DPC)

Direct Primary Care practices are growing rapidly across the country and provide people with an excellent solution for their primary and preventive medical needs. DPC empowers people to take charge of their healthcare, with the guidance of a physician. A DPC membership is relationship-based and provides a medical experience that is personal, honest and comprehensive.
Direct Primary Care is an innovative way to approach primary care without insurance hassles. Charlotte HealthShare bundles a DPC membership with other services which are typically partially funded by employers.
By paying a monthly membership fee (rather than insurance copays and subsequent bills), patients typically get; unlimited primary care office visits, 24/7 access to a doctor (via phone), at-cost labs, x-rays, and medications, same or Next Day Appointments.

For Medical Cost Sharing

Sedera Health Logo

The health sharing industry is growing quickly, with more than one million members nationwide accessing one billion dollars in sharing. Participants reduce medical costs through smart lifestyle choices. Sedera’s Medical Cost Sharing model provides members high-end customer service while lowering monthly expenses and overall cost of care. Members have the freedom to choose their own doctor, visit well-regarded medical providers and typically still see that the monthly cost of healthcare is 30-50% less.

Medical Cost Sharing is a non-insurance approach, there for your unforeseen illness and injuries. When a Member has a medical Need, the Sedera Medical Cost Sharing Community steps in to help share the costs when they total over a specific amount.

A “Need” is one or more medical expenses caused by a single accident or illness. Members first meet an Initial Unshareable Amount up to $500 or $1500 according to their membership type. After the IUA is paid by the Member, their Need is eligible for sharing with the Community. During each membership year, after an individual’s third Need (or fifth when more than 1 person is participating) any medical expenses that following during the same membership year are shared with a $0 IUA.

This innovative approach to managing unforeseen healthcare costs perfectly compliments Direct Primary Care memberships. Medical Cost Sharing is ideal in that it allows you to receive quality care beyond primary and preventive care when the unexpected big stuff happens. In addition to sharing medical expenses, Sedera provides access to valuable Telemedicine, Expert Second Opinion, and Member Advisors for all members.

Learn How Charlotte HealthShare Is Changing Health Care

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